Your roof does more than top off your home—it protects everything beneath it. From harsh weather to daily wear and tear, your roof plays a key role in keeping your space safe, efficient, and comfortable.

When your roof begins to show signs of damage, even something as small as a leak can quickly turn into a costly problem. 

Left unchecked, water can compromise structural materials, damage appliances, and lead to mold or foundation issues. But with the right support, your roof doesn’t have to be a source of stress.

How Long Does a Roof Typically Last?

Most roofs last around 20–30 years, depending on the materials used and the climate in your area. Over time, age and exposure can lead to issues that require repair or replacement. Some of the most common causes for roof repair include:

  • Water leaks
  • Missing or damaged shingles
  • Wildlife or insect damage
  • Storm-related wear and tear

Can a Home Warranty Help with Roof Leaks?

In many cases, yes. Some home warranty companies include roof leak coverage in their standard plans, while others offer it as optional add-on protection.

If you have an older roof or live in an area that frequently experiences severe weather, adding a home warranty to your coverage plan could save you money—and worry—down the line.

America’s Preferred Home Warranty (APHW) includes roof leak repair in every standard plan, giving homeowners peace of mind from day one.

What About Full Roof Replacement?

Most home warranties don’t cover full roof replacements. If your roof is beyond repair, homeowners insurance or a separate structural policy may be your best bet. Still, warranties can help with leaks and minor damage—so you can avoid the need for total replacement in the first place.

Homeowners Insurance vs. Home Warranty: What’s the Difference?

Both offer important protections—but they cover different things.

Homeowners insurance usually helps with unexpected, sudden events like:

  • Wind, hail, fire, or lightning
  • Vandalism or vehicle damage
  • Falling objects (like tree limbs)
  • Water overflow from household systems

However, insurance typically does not cover damage from everyday wear and tear. That’s where a home warranty comes in. Warranties cover many repairs caused by gradual aging or mechanical failure—including some roof leak repairs.

What Does APHW Roof Coverage Include?

At APHW, roof leak repair is included in every plan. Coverage highlights include:

  • Leak repairs on asphalt shingles, rolled roofing, and flashing
  • Coverage for primary living areas only
  • Exclusions for pre-existing issues, preventable damage, and natural disasters

You can explore full details in our basic coverage information.

Tips to Prevent Roof Leaks

While a warranty is great for peace of mind, prevention is always your first line of defense. Here’s how to help your roof last:

  • Check regularly for signs of wear, especially after storms.
  • Keep gutters and downspouts clean.
  • Trim trees and branches away from the roof.
  • Schedule annual inspections with a licensed roofer.

Even with careful maintenance, roof problems can still happen. That’s why having both homeowners insurance and a home warranty creates a strong safety net—protecting your home from top to bottom.

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