Buying a home is one of the biggest decisions you’ll ever make. Whether it’s your first house or your fifth, homeownership comes with real responsibilities. And sooner or later, something in your home is going to break or malfunction.

That’s where a home warranty comes in.

A home warranty isn’t insurance. It doesn’t cover natural disasters or accidents. Instead, it covers the things you use every day. Systems such as plumbing, heating, and air conditioning. Appliances such as your refrigerator, stove, or washer. When those break—and they will, eventually—a home warranty can help with the cost to repair or replace them.

If you’re on the fence about buying one, keep reading. Here’s why a home warranty is worth considering before the next unexpected breakdown.

Repairs Are Expensive. A Home Warranty Helps You Plan for the Unexpected.

No one likes surprise expenses. But as a homeowner, they’re part of the deal.

Your water heater might give out in the middle of winter. Your AC might stop working during the hottest week of summer. Your fridge could fail just before the holidays. These aren’t just inconveniences. They’re urgent problems that often come with a steep price tag.

A home warranty helps you manage those moments.

A huge upside in getting an APHW home warranty is that homeowners get to choose their own licensed contractor for all covered repairs. If you don’t have a preferred contractor or know anyone in your area, you call your home warranty provider for assistance. They’ll walk you through the process, help you get approval, and coordinate payment, often covering hundreds or even thousands of dollars in repair or replacement costs.

That kind of coverage can bring peace of mind and real savings.

Most Breakdowns Happen Within the First Year

Here’s something most new homeowners don’t know.

Nearly 70 percent of appliance and system failures happen within the first year of homeownership. That’s often when budgets are tight and the financial cushion you had for closing costs is already gone.

 

A contractor repairing a broken down washing machine.

 

Even if your home inspection went well, that doesn’t mean every part of your home is in perfect shape. Things break down because of age, wear, or hidden issues no inspector could see.

A home warranty gives you a safety net. And depending on the provider, you can renew the warranty for added protection down the road.

Homeowners Need Flexibility and Control

Not all home warranty companies work the same way. Many require you to use their network of service providers. That can leave you waiting days for an appointment, or worse, stuck with someone you don’t trust.

APHW works differently.

With APHW, you choose your own licensed contractor. You can use someone local. Someone you, your family, or friends trust. You don’t have to wait for a technician to be assigned. You’re in control from the start.

That means faster repairs, more flexibility, and peace of mind that the job will be done right.

A Home Warranty Can Add Value When Buying or Selling

If you’re buying a home, a warranty offers protection for the systems and appliances you’re inheriting. If you’re selling, it’s a strong incentive for potential buyers.

Real estate agents often use home warranties as part of their selling strategy. Buyers feel more confident knowing they have support if something goes wrong after the sale.

A Home Warranty Offers More Than Coverage

The real value of a home warranty goes beyond what’s written in the agreement.

It’s about having someone to call when something breaks. It’s about knowing that when a big repair shows up, you’re not on your own. It’s about avoiding late-night searches for a plumber or waking up to a $2,000 bill you didn’t see coming.

A good warranty company does more than help with repair costs. They provide support, guidance, and clarity when you need it most.

Older Homes Are More Likely to Need a Warranty

If you’re buying or living in an older home, a warranty is even more important.

Appliances don’t last forever. Neither do HVAC systems, plumbing lines, or electrical panels. In older homes, those systems may be nearing the end of their lifespan, even if they’re working fine today.

A home warranty can give you breathing room. It can help cover the cost of breakdowns that come with age, wear, and normal use. And when something goes wrong, you’ll know who to call.

It’s Easy to Use—and Easy to Start

Filing a claim with APHW is simple.

  1. Start a claim online or by phone. You’ll get a claim number right away.
  2. Choose your own licensed contractor to diagnose the issue.
  3. Call APHW with the diagnosis before any work begins.
  4. If the claim is approved, APHW sets up payment. You pay your service fee, and the rest is handled.

This three-step process ensures that claims are reviewed quickly and fairly. And if you ever have questions, the APHW team is available 24/7.

Peace of Mind Is Worth It

At the end of the day, a home warranty isn’t just about saving money. It’s about knowing you’re covered. It’s about taking the guesswork out of homeownership.

You wouldn’t drive a car without insurance. Why live in a home without backup for the systems and appliances that keep it running?

When something breaks, you won’t be caught off guard. You’ll have a plan. You’ll have support. And you’ll have one less thing to worry about.

Final Thoughts

Homeownership is rewarding, but it’s also unpredictable. A home warranty gives you a practical, affordable way to manage that risk.

If you’re thinking about purchasing a home warranty, now is the time to act. Before the next breakdown. Before the next emergency. Before you’re stuck with a bill you didn’t budget for.

APHW is here to help, with flexible plans, 24/7 support, and a simple process designed with homeowners in mind.

Learn more about our plans, pricing, and coverage options at aphw.com, or speak with a member of our team today.

You don’t have to do this alone.

Click HERE to get your free quote today!