Top 3 Home Warranty Claims—And How to Prevent Unexpected Breakdowns

While a home warranty can help when unexpected breakdowns occur, regular maintenance can go a long way in decreasing the number of costly breakdowns.
At America’s Preferred Home Warranty, the three most common claims we see are plumbing, HVAC systems, and kitchen appliances. Understanding how to properly care for these essential home systems can help you extend their lifespan and reduce the likelihood of unexpected repairs.
HVAC Maintenance Tips to Prevent Costly Repairs
Your heating, ventilation, and air conditioning (HVAC) system works tirelessly to keep your home comfortable throughout the seasons. Because of its constant use, it’s no surprise that HVAC-related repairs are among the most common home warranty claims.

Fortunately, routine maintenance can help prevent costly breakdowns and improve energy efficiency.
How to Maintain Your HVAC System
- Replace air filters regularly – A clogged air filter can restrict airflow, forcing your system to work harder. Changing your filter every 1–3 months helps keep your HVAC running smoothly.
- Schedule professional maintenance – Biannual tune-ups (especially in the spring and fall) allow HVAC technicians to inspect and service your system before extreme temperatures put additional strain on it.
- Keep vents and outdoor units clear – Ensure that furniture or dust isn’t blocking your vents inside the home. Outside, remove leaves, dirt, and debris from the unit to promote proper airflow.
- Listen for unusual sounds – If you hear grinding, banging, or rattling noises, it could indicate a mechanical issue that requires professional attention.
Plumbing Maintenance Tips to Avoid Costly Leaks
A home’s plumbing system is vital for everyday convenience, but leaks, clogged drains, and water heater failures can cause significant damage if not addressed right away. Regular maintenance helps keep your plumbing system functioning efficiently while reducing the risk of costly repairs.

How to Maintain Your Plumbing System
- Check for leaks regularly – Look under sinks, around toilets, and near appliances such as washing machines and water heaters for signs of moisture or dripping water.
- Be mindful of what goes down the drain – Avoid disposing of grease, coffee grounds, or food scraps in the sink. Use a drain screen to catch hair and debris in bathroom drains.
- Flush your water heater – Sediment buildup in a water heater can reduce efficiency and cause premature failure. Flushing the tank once a year helps extend its lifespan.
- Watch for slow drains – If water is draining slowly, it may indicate a clog forming. Use a mixture of hot water, baking soda, and vinegar to help clear minor blockages before they worsen.
How to Extend the Lifespan of Kitchen Appliances
Kitchen appliances, including refrigerators, dishwashers, ovens, and microwaves, are essential to everyday life. Over time, wear and tear can lead to malfunctions, making them a common source of home warranty claims.

A little routine care can help extend the lifespan of your appliances and keep them in top working condition.
How to Maintain Your Kitchen Appliances
- Clean refrigerator coils – Dust and debris can accumulate on the coils, making your refrigerator work harder. Cleaning them every six months improves efficiency.
- Avoid overloading the dishwasher – Overloading can reduce cleaning effectiveness and put stress on the motor. Also, clean the dishwasher’s filter regularly to prevent buildup.
- Check oven door seals – A worn-out seal allows heat to escape, making your oven less efficient. Inspect and replace damaged seals to maintain proper heating.
- Keep your microwave clean – Food splatters can lead to odors and reduced performance. Wipe down the interior after each use and remove any grease or residue.
Why a Home Warranty Matters
Even with proper maintenance, appliances and home systems can still experience unexpected failures. That’s where a home warranty can provide peace of mind and financial assistance.
With America’s Preferred Home Warranty, homeowners can choose their own licensed contractors and get help for unexpected repairs, ultimately saving money and avoiding stress when essential systems break down.
Investing in a home warranty ensures that you’re prepared for life’s unpredictable moments. If you’d like to learn more about protecting your home, contact us today!
