Oh bugger: Does a home warranty cover termites? | America's Preferred Home Warranty Skip to main content

Oh bugger: Does a home warranty cover termites?

As a homeowner, you've likely invested a considerable amount of time, money, and effort into creating a safe and comfortable living environment for you and your family. Protecting your home from unexpected issues is a top priority, and that's where a home warranty comes into play—but does a home warranty cover termites? Let’s find out it can offer protection against these wood-destroying insects.

A man gestures toward a home covered by a home warranty umbrella

Understanding home warranties

A standard home warranty can help with repairs or replacement when your major home systems or appliances break down due to normal wear and tear. It’s different from homeowners insurance, which typically covers damage caused by sudden and accidental events, such as fires, floods, and natural disasters.

Do home warranties cover termites?

As we mentioned, home warranties typically cover home systems and appliances—so where do termites fit in? While home warranties are designed to protect against common wear and tear issues, they generally do not cover pests, as their presence and damage are often considered preventable through routine pest maintenance and inspections.

However some home warranties do offer termite control as an add-on, so if this is something you need, it’s important to thoroughly read through your home warranty contract and understand exactly what kind of coverage you’re getting.

One contractor inspects termite damage beneath a home while another review a home inspection report

What if termite control is not included?

In the realm of home warranties, coverage for termites is generally not included. While these contracts offer valuable protection for many of your home's systems and appliances, it's crucial to recognize that preventing termite infestations can require a different approach.

Regular inspections, maintenance, and proactive measures are key to safeguarding your home from these destructive pests. To ensure comprehensive protection for your property, you may want to consider investing in both a home warranty and a reputable pest control plan that specifically addresses termite prevention.

Your home is a significant investment, and taking steps to maintain its integrity is a wise decision for any homeowner.

Visit us on Facebook to tell us your thoughts!