What Does a Home Warranty Do? Here’s What You Need to Know
If you’ve heard the term “home warranty” mentioned in conversations about buying or owning a home, you might be wondering: What exactly is a home warranty—and how is it different from homeowners insurance?
Let’s break it down.
What Is a Home Warranty Good For?
Your home’s systems and appliances work hard every day—heating your home, cleaning your dishes, washing your clothes. Over time, normal wear and tear can cause these components to break down.
A home warranty helps cover the cost of repairs or replacements, so you’re not stuck with a huge bill when something stops working. Instead of paying thousands out of pocket, you pay a monthly or annual fee that helps you plan and protect your budget.
Why Choose America’s Preferred Home Warranty (APHW)?
At APHW, we’ve been helping homeowners like you protect what matters for decades—with a customer-first approach that goes beyond just coverage.
Standout Features:
- Choose Your Own Licensed Contractor: Work with the licensed and insured contractor you trust—on your schedule.
- 24/7/365 Customer Support: Live support is always available, in both English and Spanish (and access to additional languages too).
Recognition and Ratings:
APHW has been recognized by multiple national organizations for customer care and innovation. Our reputation is built on responsive service, flexible options, and putting homeowners first.
How Is a Home Warranty Different from Homeowners Insurance?
It’s a common question—here’s the difference:
Homeowners Insurance | Home Warranty | |
|---|---|---|
| What it does | Covers damage from hazards like fire, flood, or weather | Covers breakdowns of systems and appliances from normal use |
| Example | Roof repair after a storm | AC repair when it fails from wear |
| Type | Hazard insurance | Service contract |
Pro tip: They’re not interchangeable, but together, they create a more complete safety net for your home.
Where Can I Learn More or Get Started?
Ready to find the right fit for your home?
Before you commit, be sure to read the terms and conditions thoroughly. This will help you understand what’s included, what’s excluded, and how to file a claim if something breaks down.
A home warranty is more than peace of mind—it’s budget protection and home confidence, all in one plan.
Click HERE to get your free quote today!
