As a homeowner, you've likely invested a considerable amount of time, money, and effort into creating a safe and comfortable living environment for your family. Protecting your home from unexpected issues is a top priority.
That’s where a home warranty can help!
But what about termites? Can a home warranty offer protection against these wood-destroying insects?
Let’s break it down.
What Is a Home Warranty?
A standard home warranty helps cover the repair or replacement of your major home systems and appliances when they break down due to normal wear and tear.
It’s important to understand that a home warranty is not the same as homeowners insurance.
- Homeowners insurance typically covers damage caused by sudden, accidental events—like fires, floods, or storms.
- Home warranties step in when systems like your HVAC, plumbing, or kitchen appliances stop working due to age or everyday use.
Do Home Warranties Cover Termites?
Since home warranties usually focus on systems and appliances, where do termites fit in?
In general, termite infestations and pest control are not covered by most standard home warranty plans. This is because termite damage is typically considered preventable through routine inspections and maintenance—rather than a wear-and-tear issue.
That said, some home warranty providers do offer termite control as an add-on. If this type of protection is important to you, make sure to read the fine print and understand what’s covered in your contract.
What If Termite Control Isn’t Included?
If your home warranty doesn’t include termite coverage, you’re not alone. Pest and termite control often fall outside the scope of what a home warranty is designed to do.
But that doesn’t mean you’re out of options.
To protect your home from termite damage:
- Schedule regular pest inspections.
- Take preventive action around the exterior and foundation.
- Partner with a reputable pest control company.
A strong defense might include both a home warranty and a dedicated pest control plan. One protects your systems and appliances from wear and tear—the other safeguards your structure from invasive pests.
Your home is a significant investment. Taking steps to maintain its integrity—both inside and out—is a smart move for any homeowner.
Get a quote today: https://www.aphw.com/request-quote/.
